Choose Between 6, 12, 18, Or 24 Monthly Payments

For instance, a $1,999 purchase could cost you $101.73 per month over 24 months, with an APR ranging from 7.99% to 33.99%.

1. Fill Your Cart

Add all your desired items to your cart and start the checkout process.

2. Choose Your Payment Option

Select Klarna at checkout and provide a few details for an instant decision.

3. Pay Over Time

Manage your payments at klarna.com or through the Klarna app. You'll receive email and text reminders to keep you on track.

Buy with confidence

Transparent

Klarna clearly shows you the total amount you'll pay upfront, and that number will never increase.

Flexible

You have the freedom to choose a payment schedule that suits your needs.

Fair

Klarna will never charge you late fees or penalties of any kind, guaranteed.

FAQs

What payment options are available with Klarna?

The availability of payment options depends on the merchant and the purchase amount. Some payment plans may require approval, and additional terms may apply. Klarna offers flexible payment options that can be tailored to your needs.

Is a down payment required when using Klarna?

For some consumers, a higher initial payment or down payment may be required. This is determined based on factors like the purchase amount and credit score.

What are the interest rates and fees for Klarna financing?

Klarna offers financing with APR rates ranging from 7.99% to 33.99%. A down payment may be required, and tax and shipping costs are not included in the estimated amount. Klarna does not charge late fees or penalties.

How does Klarna work at checkout?

When you select Klarna at checkout, you’ll be able to choose from available payment plans based on your purchase amount and credit score. Once you complete your checkout, the amount will be charged according to the payment plan you’ve selected.

Who is eligible to use Klarna?

To use Klarna, you must be a resident of the United States or its territories, be at least 18 years old or the legal age in your state, and have full legal capacity to enter into contracts. You also need to provide accurate personal information and be able to receive a secure verification code via SMS.

Where Can I Learn More About Klarna?

You can visit their website at klarna.com.