Choose Between 6, 12, 18, Or 24 Monthly Payments

For instance, a $1,999 purchase could cost you $101.73 per month over 24 months, with an APR ranging from 7.99% to 33.99%.

1. Fill Your Cart

Add all your desired items to your cart and start the checkout process.

2. Choose Your Payment Option

Select Affirm at checkout and provide a few details for an instant decision.

3. Pay Over Time

Manage your payments at Affirm.com or through the affirm app. You'll receive email and text reminders to keep you on track.

Buy with confidence

Transparent

Affirm clearly shows you the total amount you'll pay upfront, and that number will never increase.

Flexible

You have the freedom to choose a payment schedule that suits your needs.

Fair

Affirm will never charge you late fees or penalties of any kind, guaranteed.

FAQs

What payment options are available with Affirm?

The available payment options depend on the merchant and the total purchase amount. Affirm provides flexible payment plans, including options for monthly payments and "Pay in 4" plans, which break down the payment into four equal installments. Some options may require approval and additional terms may apply.

Is a down payment required when using Affirm?

A down payment may be required, especially for larger purchases. The amount of the down payment depends on the purchase total and your credit profile. For the "Pay in 4" plan, a down payment is usually required at the time of purchase.

What are the interest rates and fees for Affirm financing?

Affirm offers financing with APR rates that range from 0% to 36%. The APR rate you qualify for depends on factors like your credit profile. If you choose the "Pay in 4" plan, there is usually no interest or fees, but for longer-term financing, interest may apply. Tax and shipping costs are not included in the financing amount, and Affirm does not charge late fees.

How does Affirm work at checkout?

At checkout, you can select Affirm as your payment option. Depending on the merchant and your credit profile, you can choose from available financing options. Once you choose your payment plan, you'll complete the purchase, and payments will be processed according to the selected plan.

Who is eligible to use Affirm?

To use Affirm, you must be at least 18 years old (or the legal age in your state), be a resident of the United States, and have full legal capacity to enter into contracts. You'll also need to provide accurate personal details and be able to receive a verification code via SMS.

Where can I learn more about Affirm?

For more information, visit their website at affirm.com.